BUY NOW, PAY LATER | Hire Purchase | Finance | Kwickshop

We offer you a flexible payment options available for your convenience.
Getting the home furniture and appliances you want has never been easier!
Just pop into the store or inquire us about the payment options.

Long Term Finance Options*

Finance Now Logo | Kwickshop | Hire Purchase

Pay weekly with Finance Now

Our Fixed-term, Fixed-Payment ‘pay weekly’ option is provided by Finance Now. Pay using ‘pay weekly’ so you can take your purchase home now and pay it off at a regular fixed amount that is affordable for you. Using pay weekly means that the term and payments are fixed to suit your budget, and your loan is paid off in full so there are no extra fees or interest.

*Normal credit and lending criteria fees, includes a $1.80 monthly service fee and a $55 establishment fee (excludes optional Payment Protection Insurance). An Interest Rate of 19.90% applies to the outstanding balance at the expiry of any interest-free and/or deferred period. Details of finance (including weekly payments, the total amount repayable over the term of the loan, interest rate and any applicable fees) can be confirmed with a detailed quote in store. Full disclosure of all of the terms of your finance will also be provided to you in the Finance Now disclosure statement for your consideration prior to confirmation of your purchase. All finance is subject to Finance Now terms and conditions and approval criteria.

Gilrose Finance | Kwickshop | Hire Purchase

Pay weekly with Gilrose Finance

Our Fixed-term, Fixed-Payment ‘pay weekly’ option is provided by Gilrose Finance. Pay using ‘pay weekly’ so you can take your purchase home now and pay it off at a regular fixed amount that is affordable for you. Using pay weekly means that the term and payments are fixed to suit your budget, and your loan is paid off in full so there are no extra fees or interest.

*Normal credit and lending criteria fees, includes a $4.75 monthly service fee and a $55 establishment fee. An Interest Rate of 17.50% applies. Up to $10 credit check fee applies. Details of finance (including weekly payments, the total amount repayable over the term of the loan, interest rate and any applicable fees) can be confirmed with a detailed quote in store. Full disclosure of all of the terms of your finance will also be provided to you in the Gilrose disclosure statement for your consideration. All finance is subject to Gilrose Finance terms and conditions and approval criteria.

Gem | Kwickshop | Finance | Furniture | Hire Purchase
Gem | Kwickshop | Finance | Furniture | Hire Purchase

Pay the clever way. Shop Now, Pay Later

If you have a Gem Visa card, you can use it at the checkout like any other Visa or Mastercard credit card. Simply select the Visa/Mastercard option, enter your card details and you’re done!

Interest Free Fixed Terms – Minimum Monthly Payments Required

*Normal credit and lending criteria and fees, including a Gem Visa $55 establishment fee and annual fees ($52 Gem Visa / $50 Gem CreditLine), apply. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. Prevailing interest rate (currently Gem Visa 25.99% p.a./ Gem CreditLine 29.95% p.a.) applies to any remaining balance on the expiry of the interest free period. Gem Visa / Gem CreditLine is provided by Latitude Financial Services Limited.

Q Card | Kwickshop | Finance | Furniture | Hire Purchase
Q Card | Kwickshop | Finance | Furniture | Hire Purchase

For buying the things that matter

Q Card | Q Mastercard is your perfect shopping partner for purchases big or small, combining the benefits of a credit card with a range of interest-free deals and payment holidays*.

If you have a Q Card or Q Mastercard, you can use it at the checkout like any other credit card. Simply select the Visa | Mastercard option, enter your card details and you’re done!

*Lending Criteria, $50 Annual Account fee, Fees, Ts&Cs apply. An Establishment fee of $55(first LTF transaction) or a $35 Advance Fee(subsequent LTF transactions) applies. Minimum spend and exclusions may apply. Standard Interest Rate (currently 25.99% p.a) applies to any outstanding balance at end of interest free period. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.